Terms of Service
Last Updated: January 6, 2025
Effective Date: January 6, 2025
Important Notice
This service processes sensitive financial information. By using this service, you agree to these terms and acknowledge the risks associated with financial data processing.
1. Acceptance of Terms
By accessing and using the Bank Statement Reader service ("Service"), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use the Service.
2. Description of Service
The Service allows users to upload PDF bank statements for analysis and transaction extraction. The Service:
- • Processes PDF files to extract transaction data
- • Identifies bank names from statement content
- • Displays transaction information in a readable format
- • Deletes all uploaded data immediately after processing
3. User Responsibilities and Restrictions
Permitted Use
You may use the Service only for:
- • Personal financial analysis and record keeping
- • Processing your own bank statements
- • Educational and informational purposes
Prohibited Use
You may NOT use the Service for:
- • Processing statements you do not own or lack authorization to process
- • Commercial or business purposes without explicit permission
- • Any illegal, fraudulent, or unauthorized activities
- • Attempting to circumvent security measures or rate limits
- • Reverse engineering or extracting the service's algorithms
4. Data Processing and Privacy
Data Handling: All uploaded files are processed in memory and deleted immediately after analysis. No financial data is stored on our servers.
Privacy Policy: Your use of the Service is also governed by our Privacy Policy, which is incorporated by reference.
5. Disclaimers and Limitations
No Warranty
THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. WE MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY, COMPLETENESS, OR RELIABILITY OF THE SERVICE.
Accuracy: While we strive for accuracy, we do not guarantee that transaction data extraction will be 100% accurate. Users should verify all extracted information.
Financial Advice: This Service does not provide financial advice, investment recommendations, or professional financial services.
6. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR USE, ARISING OUT OF OR RELATING TO YOUR USE OF THE SERVICE.
In no event shall our total liability exceed $100 USD or the amount you paid to use the Service (if any), whichever is less.
7. Rate Limiting and Abuse Prevention
The Service implements rate limiting to prevent abuse and ensure fair access. Users are limited to 10 requests per minute. Excessive use may result in temporary or permanent suspension of access.
8. Intellectual Property
The Service and its original content, features, and functionality are owned by us and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
9. Termination
We reserve the right to suspend or terminate your access to the Service at any time, without prior notice, for any reason, including violation of these Terms or suspected fraudulent, abusive, or illegal activity.
10. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Service after changes constitutes acceptance of the new Terms.
11. Contact Information
For questions about these Terms or to report security issues:
Security Issues: Report immediately to maintain service security
Terms Questions: Contact before using the service if unclear
Compliance Matters: For regulatory or legal inquiries
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.